Employment Practices Liability Insurance (EPLI) covers businesses against claims made by current, former or prospective employees who allege that their legal rights as company employees have been violated.

In today’s economic climate, employment-related claims are affecting businesses, both large and small, and litigation can take a huge toll on the financial stability of an organization. Anthros believes in protecting the interests of their client companies and has secured EPLI coverage through Lloyds, the world’s leading specialist insurance market, conducting business in over 200 countries and territories worldwide.

EPLI provides protection against many kinds of employee lawsuits, including claims of:

  • Sexual harassment
  • Discrimination (age, race, sex, disability, wage, etc.)
  • Retaliation
  • Hostile work environment
  • Wrongful termination
  • Breach of employment contract
  • Negligent evaluation
  • Failure to employ or promote
  • Wrongful discipline
  • Defamation
  • Deprivation of career opportunity
  • Wrongful infliction of emotional distress

EPLI coverage will reimburse your company for the legal costs of defending a lawsuit in court and for settlements, if awarded, whether your company wins or loses the suit for the exposures listed above. Liability covered by other insurance policies such as workers’ compensation or general liability are excluded from EPLI policies. Those policies typically do not pay for punitive damages or civil or criminal fines.

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